CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$149,377$149,377$301,500
Remaining term (yrs)23.823.830.0
Secondary amount$0$152,123$0
Funding fee$747$747$0
Note rate3.470%3.470%7.400%
Blended rate3.470%5.756%7.640%
1st payment$766.70$766.70$2,087.53
2nd payment$0.00$1,014.15$0.00
Taxes / mo$129.00$129.00$129.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$60.30
HOA / mo$85.00$85.00$85.00
Total monthly$1,130.70$2,144.85$2,511.83
Cash to close$185,623$33,500$33,500