CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$189,421$189,421$256,500
Remaining term (yrs)24.424.430.0
Secondary amount$0$67,079$0
Funding fee$947$947$0
Note rate2.740%2.740%7.400%
Blended rate2.740%4.377%7.640%
1st payment$885.27$885.27$1,775.95
2nd payment$0.00$503.09$0.00
Taxes / mo$164.67$164.67$164.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$51.30
HOA / mo$0.00$0.00$0.00
Total monthly$1,199.94$1,703.03$2,141.92
Cash to close$95,579$28,500$28,500