CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$658,254$658,254$801,000
Remaining term (yrs)26.626.630.0
Secondary amount$0$142,746$0
Funding fee$3,291$3,291$0
Note rate6.690%6.690%7.400%
Blended rate6.690%6.923%7.640%
1st payment$4,410.05$4,410.05$5,545.96
2nd payment$0.00$951.64$0.00
Taxes / mo$150.58$150.58$150.58
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$160.20
HOA / mo$124.00$124.00$124.00
Total monthly$4,901.30$5,852.94$6,197.41
Cash to close$231,746$89,000$89,000