CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$376,950$376,950$396,000
Remaining term (yrs)24.924.930.0
Secondary amount$0$41,050$0
Funding fee$1,885$1,885$0
Note rate2.870%2.870%7.400%
Blended rate2.870%3.754%7.640%
1st payment$1,762.16$1,762.16$2,741.82
2nd payment$0.00$406.22$0.00
Taxes / mo$192.08$192.08$192.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.20
HOA / mo$0.00$0.00$0.00
Total monthly$2,104.24$2,510.46$3,163.11
Cash to close$63,050$22,000$44,000