CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$146,035$146,035$333,000
Remaining term (yrs)24.524.530.0
Secondary amount$0$186,965$0
Funding fee$730$730$0
Note rate2.740%2.740%7.400%
Blended rate2.740%5.693%7.640%
1st payment$680.88$680.88$2,305.62
2nd payment$0.00$1,246.43$0.00
Taxes / mo$99.42$99.42$99.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$66.60
HOA / mo$0.00$0.00$0.00
Total monthly$930.30$2,176.73$2,621.64
Cash to close$223,965$37,000$37,000