CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$308,015$308,015$351,000
Remaining term (yrs)25.525.530.0
Secondary amount$0$42,985$0
Funding fee$1,540$1,540$0
Note rate4.170%4.170%7.400%
Blended rate4.170%4.762%7.640%
1st payment$1,630.50$1,630.50$2,430.25
2nd payment$0.00$322.39$0.00
Taxes / mo$108.17$108.17$108.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$70.20
HOA / mo$360.00$360.00$360.00
Total monthly$2,248.66$2,571.05$3,118.62
Cash to close$81,985$39,000$39,000