CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$679,572$679,572$1,079,910
Remaining term (yrs)23.823.830.0
Secondary amount$0$400,338$0
Funding fee$3,398$3,398$0
Note rate3.750%3.750%7.400%
Blended rate3.750%5.233%7.640%
1st payment$3,589.77$3,589.77$7,477.08
2nd payment$0.00$2,585.52$0.00
Taxes / mo$283.33$283.33$283.33
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$215.98
HOA / mo$124.00$124.00$124.00
Total monthly$4,213.77$6,799.29$8,317.06
Cash to close$520,328$119,990$119,990