CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$79,930$79,930$459,000
Remaining term (yrs)5.05.030.0
Secondary amount$0$379,070$0
Funding fee$400$400$0
Note rate2.760%2.760%7.400%
Blended rate2.760%6.881%7.640%
1st payment$1,384.78$1,384.78$3,178.02
2nd payment$0.00$2,448.16$0.00
Taxes / mo$245.75$245.75$245.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$91.80
HOA / mo$69.00$69.00$69.00
Total monthly$1,866.19$4,314.35$3,751.24
Cash to close$430,070$51,000$51,000