CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$201,518$201,518$391,500
Remaining term (yrs)22.522.530.0
Secondary amount$0$189,982$0
Funding fee$0$0$0
Note rate4.120%4.120%7.400%
Blended rate4.970%6.440%7.640%
1st payment$1,143.62$1,143.62$2,710.67
2nd payment$0.00$1,266.55$0.00
Taxes / mo$127.08$127.08$127.08
Insurance / mo$150.00$150.00$150.00
MI / mo$167.24$167.24$78.30
HOA / mo$85.00$85.00$85.00
Total monthly$1,672.95$2,939.50$3,151.05
Cash to close$233,482$43,500$43,500