CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$92,914$92,914$283,500
Remaining term (yrs)16.516.530.0
Secondary amount$0$190,586$0
Funding fee$465$465$0
Note rate3.530%3.530%7.400%
Blended rate3.530%6.535%7.640%
1st payment$617.49$617.49$1,962.90
2nd payment$0.00$1,270.58$0.00
Taxes / mo$67.50$67.50$67.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$56.70
HOA / mo$0.00$0.00$0.00
Total monthly$834.99$2,105.56$2,237.10
Cash to close$222,086$31,500$31,500