CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$436,453$436,453$539,100
Remaining term (yrs)25.225.230.0
Secondary amount$0$102,647$0
Funding fee$2,182$2,182$0
Note rate3.070%3.070%7.400%
Blended rate3.070%4.009%7.640%
1st payment$2,067.39$2,067.39$3,732.62
2nd payment$0.00$684.32$0.00
Taxes / mo$271.50$271.50$271.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.82
HOA / mo$90.00$90.00$90.00
Total monthly$2,595.56$3,279.87$4,368.61
Cash to close$162,547$59,900$59,900