CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$188,277$188,277$324,000
Remaining term (yrs)24.524.530.0
Secondary amount$0$135,723$0
Funding fee$941$941$0
Note rate2.810%2.810%7.400%
Blended rate2.810%4.984%7.640%
1st payment$884.57$884.57$2,243.31
2nd payment$0.00$904.82$0.00
Taxes / mo$92.03$92.03$92.03
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$64.80
HOA / mo$124.00$124.00$124.00
Total monthly$1,250.59$2,155.41$2,674.14
Cash to close$171,723$36,000$36,000