CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$167,824$167,824$279,000
Remaining term (yrs)22.822.830.0
Secondary amount$0$111,176$0
Funding fee$0$0$0
Note rate3.800%3.800%7.400%
Blended rate4.650%5.985%7.640%
1st payment$914.99$914.99$1,931.74
2nd payment$0.00$741.17$0.00
Taxes / mo$156.75$156.75$156.75
Insurance / mo$150.00$150.00$150.00
MI / mo$139.09$139.09$55.80
HOA / mo$100.00$100.00$100.00
Total monthly$1,460.83$2,202.00$2,394.29
Cash to close$142,176$31,000$31,000