CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$422,207$422,207$742,500
Remaining term (yrs)24.924.930.0
Secondary amount$0$320,293$0
Funding fee$2,111$2,111$0
Note rate2.980%2.980%7.400%
Blended rate2.980%5.038%7.640%
1st payment$1,997.76$1,997.76$5,140.92
2nd payment$0.00$2,068.56$0.00
Taxes / mo$326.75$326.75$326.75
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$148.50
HOA / mo$76.00$76.00$76.00
Total monthly$2,617.18$4,685.74$5,908.84
Cash to close$402,793$82,500$82,500