CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$179,422$179,422$278,999
Remaining term (yrs)23.023.030.0
Secondary amount$0$99,577$0
Funding fee$897$897$0
Note rate3.620%3.620%7.400%
Blended rate3.620%5.540%7.640%
1st payment$954.34$954.34$1,931.73
2nd payment$0.00$746.83$0.00
Taxes / mo$187.92$187.92$187.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$55.80
HOA / mo$98.00$98.00$98.00
Total monthly$1,390.26$2,137.08$2,423.45
Cash to close$130,577$31,000$31,000