CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$159,628$159,628$261,810
Remaining term (yrs)24.024.030.0
Secondary amount$0$102,182$0
Funding fee$798$798$0
Note rate3.020%3.020%7.400%
Blended rate3.020%4.964%7.640%
1st payment$778.01$778.01$1,812.72
2nd payment$0.00$681.21$0.00
Taxes / mo$112.83$112.83$112.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$52.36
HOA / mo$60.67$60.67$60.67
Total monthly$1,101.52$1,782.73$2,188.58
Cash to close$131,272$29,090$29,090