CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$136,300$136,300$287,100
Remaining term (yrs)23.523.530.0
Secondary amount$0$150,800$0
Funding fee$682$682$0
Note rate3.470%3.470%7.400%
Blended rate3.470%5.849%7.640%
1st payment$704.33$704.33$1,987.82
2nd payment$0.00$1,005.33$0.00
Taxes / mo$109.50$109.50$109.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$57.42
HOA / mo$0.00$0.00$0.00
Total monthly$963.83$1,969.16$2,304.74
Cash to close$182,700$31,900$31,900