CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$158,906$158,906$427,500
Remaining term (yrs)18.118.130.0
Secondary amount$0$268,594$0
Funding fee$795$795$0
Note rate3.930%3.930%7.400%
Blended rate3.930%6.330%7.640%
1st payment$1,017.79$1,017.79$2,959.92
2nd payment$0.00$1,734.67$0.00
Taxes / mo$100.33$100.33$100.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$85.50
HOA / mo$91.00$91.00$91.00
Total monthly$1,375.79$3,110.46$3,403.42
Cash to close$316,094$47,500$47,500