CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$51,032$51,032$162,810
Remaining term (yrs)18.918.930.0
Secondary amount$0$111,778$0
Funding fee$255$255$0
Note rate4.050%4.050%7.400%
Blended rate4.050%6.762%7.640%
1st payment$321.24$321.24$1,127.26
2nd payment$0.00$745.19$0.00
Taxes / mo$28.50$28.50$28.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$32.56
HOA / mo$361.00$361.00$361.00
Total monthly$860.74$1,605.92$1,699.33
Cash to close$129,868$18,090$18,090