CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$484,874$484,874$602,910
Remaining term (yrs)24.724.730.0
Secondary amount$0$118,036$0
Funding fee$2,424$2,424$0
Note rate2.960%2.960%7.400%
Blended rate2.960%3.947%7.640%
1st payment$2,299.63$2,299.63$4,174.43
2nd payment$0.00$786.91$0.00
Taxes / mo$100.00$100.00$100.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$120.58
HOA / mo$0.00$0.00$0.00
Total monthly$2,566.30$3,353.21$4,561.68
Cash to close$185,026$66,990$66,990