CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$208,787$208,787$401,850
Remaining term (yrs)22.922.930.0
Secondary amount$0$193,063$0
Funding fee$0$0$0
Note rate3.770%3.770%7.400%
Blended rate4.620%6.244%7.640%
1st payment$1,132.37$1,132.37$2,782.33
2nd payment$0.00$1,287.09$0.00
Taxes / mo$192.75$192.75$192.75
Insurance / mo$150.00$150.00$150.00
MI / mo$172.77$172.77$80.37
HOA / mo$75.00$75.00$75.00
Total monthly$1,722.90$3,009.98$3,280.45
Cash to close$237,713$44,650$44,650