CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$0$0$364,491
Remaining term (yrs)——30.0
Secondary amount$0$364,491$0
Funding fee$0$0$0
Note rate5.603%5.603%7.400%
Blended rate6.453%7.750%7.640%
1st payment$0.00$0.00$2,523.66
2nd payment$0.00$2,354.00$0.00
Taxes / mo$18.42$18.42$18.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$72.90
HOA / mo$62.00$62.00$62.00
Total monthly$230.42$2,584.42$2,826.98
Cash to close$404,990$40,499$40,499