CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$564,911$564,911$890,100
Remaining term (yrs)24.524.530.0
Secondary amount$0$325,189$0
Funding fee$2,825$2,825$0
Note rate3.000%3.000%7.400%
Blended rate3.000%4.735%7.640%
1st payment$2,703.21$2,703.21$6,162.87
2nd payment$0.00$2,100.18$0.00
Taxes / mo$116.17$116.17$116.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$178.02
HOA / mo$175.00$175.00$175.00
Total monthly$3,211.04$5,311.22$6,848.73
Cash to close$424,089$98,900$98,900