CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$356,720$356,720$373,500
Remaining term (yrs)27.727.730.0
Secondary amount$0$37,530$0
Funding fee$1,784$1,784$0
Note rate7.060%7.060%7.400%
Blended rate7.060%7.518%7.640%
1st payment$2,443.08$2,443.08$2,586.04
2nd payment$0.00$371.39$0.00
Taxes / mo$189.25$189.25$189.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,782.33$3,153.72$2,999.99
Cash to close$58,280$20,750$41,500