CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$737,871$737,871$945,000
Remaining term (yrs)28.928.930.0
Secondary amount$0$207,129$0
Funding fee$3,689$3,689$0
Note rate6.500%6.500%7.400%
Blended rate6.500%6.774%7.640%
1st payment$4,716.57$4,716.57$6,542.99
2nd payment$0.00$1,337.71$0.00
Taxes / mo$283.33$283.33$283.33
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$189.00
HOA / mo$175.00$175.00$175.00
Total monthly$5,391.57$6,729.27$7,406.99
Cash to close$312,129$105,000$105,000