CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$143,802$143,802$359,100
Remaining term (yrs)24.724.730.0
Secondary amount$0$215,298$0
Funding fee$719$719$0
Note rate3.060%3.060%7.400%
Blended rate3.060%5.872%7.640%
1st payment$689.49$689.49$2,486.34
2nd payment$0.00$1,390.46$0.00
Taxes / mo$290.42$290.42$290.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.82
HOA / mo$80.00$80.00$80.00
Total monthly$1,209.91$2,600.37$3,078.57
Cash to close$255,198$39,900$39,900