CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$315,923$315,923$526,500
Remaining term (yrs)24.024.030.0
Secondary amount$0$210,577$0
Funding fee$1,580$1,580$0
Note rate2.890%2.890%7.400%
Blended rate2.890%4.834%7.640%
1st payment$1,515.00$1,515.00$3,645.38
2nd payment$0.00$1,359.98$0.00
Taxes / mo$262.17$262.17$262.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$105.30
HOA / mo$24.00$24.00$24.00
Total monthly$1,967.83$3,327.81$4,203.51
Cash to close$269,077$58,500$58,500