Cody Ramirez | UMe Realty Group

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$491,443	$449,100
Remaining term (yrs)	25.5	30.0
Secondary amount	$0	$0
Funding fee	$2,457	$0
Note rate	3.760%	7.400%
Blended rate	3.760%	7.640%
1st payment	$2,494.62	$3,109.48
2nd payment	$0.00	$0.00
Taxes / mo	$153.08	$153.08
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$89.82
HOA / mo	$65.00	$65.00
Total monthly	$2,879.37	$3,584.05
Cash to close	$7,557	$49,900