CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$623,559$623,559$697,500
Remaining term (yrs)29.029.030.0
Secondary amount$0$73,941$0
Funding fee$3,118$3,118$0
Note rate6.560%6.560%7.400%
Blended rate6.560%6.819%7.640%
1st payment$4,002.61$4,002.61$4,829.35
2nd payment$0.00$554.55$0.00
Taxes / mo$261.83$261.83$261.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$139.50
HOA / mo$146.00$146.00$146.00
Total monthly$4,627.11$5,181.67$5,593.35
Cash to close$151,441$77,500$77,500