CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$477,896$477,896$508,410
Remaining term (yrs)28.528.530.0
Secondary amount$0$30,514$0
Funding fee$2,389$2,389$0
Note rate6.650%6.650%7.400%
Blended rate6.650%6.791%7.640%
1st payment$3,113.53$3,113.53$3,520.13
2nd payment$0.00$228.85$0.00
Taxes / mo$78.00$78.00$78.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$101.68
HOA / mo$19.50$19.50$19.50
Total monthly$3,377.70$3,606.55$3,885.98
Cash to close$87,004$56,490$56,490