CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$201,695$201,695$320,679
Remaining term (yrs)26.526.530.0
Secondary amount$0$118,984$0
Funding fee$1,008$1,008$0
Note rate6.600%6.600%7.400%
Blended rate6.600%7.119%7.640%
1st payment$1,341.18$1,341.18$2,220.32
2nd payment$0.00$793.22$0.00
Taxes / mo$53.43$53.43$53.43
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$64.14
HOA / mo$0.00$0.00$0.00
Total monthly$1,544.61$2,337.83$2,487.88
Cash to close$154,615$35,631$35,631