CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$371,965$371,965$742,455
Remaining term (yrs)21.021.030.0
Secondary amount$0$370,490$0
Funding fee$1,860$1,860$0
Note rate3.930%3.930%7.400%
Blended rate3.930%5.836%7.640%
1st payment$2,159.27$2,159.27$5,140.61
2nd payment$0.00$2,392.75$0.00
Taxes / mo$281.92$281.92$281.92
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$148.49
HOA / mo$142.00$142.00$142.00
Total monthly$2,799.85$5,192.60$5,929.68
Cash to close$452,985$82,495$82,495