CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$143,644$143,644$202,410
Remaining term (yrs)24.324.330.0
Secondary amount$0$58,766$0
Funding fee$718$718$0
Note rate2.720%2.720%7.400%
Blended rate2.720%4.543%7.640%
1st payment$671.47$671.47$1,401.45
2nd payment$0.00$440.75$0.00
Taxes / mo$84.17$84.17$84.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$40.48
HOA / mo$0.00$0.00$0.00
Total monthly$905.64$1,346.39$1,676.09
Cash to close$81,256$22,490$22,490