CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$229,922$229,922$351,000
Remaining term (yrs)25.025.030.0
Secondary amount$0$121,078$0
Funding fee$1,150$1,150$0
Note rate2.870%2.870%7.400%
Blended rate2.870%4.640%7.640%
1st payment$1,069.97$1,069.97$2,430.25
2nd payment$0.00$807.19$0.00
Taxes / mo$148.50$148.50$148.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$70.20
HOA / mo$60.00$60.00$60.00
Total monthly$1,428.47$2,235.65$2,858.95
Cash to close$160,078$39,000$39,000