CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$267,634$267,634$427,500
Remaining term (yrs)24.724.730.0
Secondary amount$0$159,866$0
Funding fee$1,338$1,338$0
Note rate2.940%2.940%7.400%
Blended rate2.940%4.832%7.640%
1st payment$1,266.55$1,266.55$2,959.92
2nd payment$0.00$1,065.77$0.00
Taxes / mo$174.08$174.08$174.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$85.50
HOA / mo$48.33$48.33$48.33
Total monthly$1,655.63$2,721.40$3,434.50
Cash to close$207,366$47,500$47,500