CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$134,742$134,742$269,100
Remaining term (yrs)17.117.130.0
Secondary amount$0$134,358$0
Funding fee$674$674$0
Note rate4.280%4.280%7.400%
Blended rate4.280%6.137%7.640%
1st payment$921.63$921.63$1,863.19
2nd payment$0.00$895.72$0.00
Taxes / mo$135.83$135.83$135.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,207.46$2,103.18$2,202.85
Cash to close$164,258$29,900$29,900