CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$359,460$359,460$638,999
Remaining term (yrs)24.124.130.0
Secondary amount$0$279,539$0
Funding fee$1,797$1,797$0
Note rate2.810%2.810%7.400%
Blended rate2.810%4.971%7.640%
1st payment$1,704.95$1,704.95$4,424.30
2nd payment$0.00$1,805.35$0.00
Taxes / mo$132.58$132.58$132.58
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$127.80
HOA / mo$0.00$0.00$0.00
Total monthly$2,054.20$3,859.56$4,901.35
Cash to close$350,539$71,000$71,000