CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$345,801$345,801$477,000
Remaining term (yrs)24.524.530.0
Secondary amount$0$131,199$0
Funding fee$1,729$1,729$0
Note rate3.130%3.130%7.400%
Blended rate3.130%4.469%7.640%
1st payment$1,678.14$1,678.14$3,302.65
2nd payment$0.00$874.66$0.00
Taxes / mo$138.42$138.42$138.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$95.40
HOA / mo$126.00$126.00$126.00
Total monthly$2,109.23$2,983.88$3,829.13
Cash to close$184,199$53,000$53,000