CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$473,248$473,248$684,000
Remaining term (yrs)24.024.030.0
Secondary amount$0$210,752$0
Funding fee$2,366$2,366$0
Note rate2.880%2.880%7.400%
Blended rate2.880%4.381%7.640%
1st payment$2,272.45$2,272.45$4,735.88
2nd payment$0.00$1,361.11$0.00
Taxes / mo$403.00$403.00$403.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$136.80
HOA / mo$160.08$160.08$160.08
Total monthly$3,052.19$4,413.30$5,652.42
Cash to close$286,752$76,000$76,000