CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$291,686$291,686$742,500
Remaining term (yrs)24.424.430.0
Secondary amount$0$450,814$0
Funding fee$1,458$1,458$0
Note rate2.650%2.650%7.400%
Blended rate2.650%5.747%7.640%
1st payment$1,349.86$1,349.86$5,140.92
2nd payment$0.00$2,911.51$0.00
Taxes / mo$173.75$173.75$173.75
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$148.50
HOA / mo$54.00$54.00$54.00
Total monthly$1,794.28$4,705.79$5,733.84
Cash to close$533,314$82,500$82,500