CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$291,306$291,306$791,100
Remaining term (yrs)24.224.230.0
Secondary amount$0$499,794$0
Funding fee$1,457$1,457$0
Note rate2.720%2.720%7.400%
Blended rate2.720%5.898%7.640%
1st payment$1,365.02$1,365.02$5,477.42
2nd payment$0.00$3,227.84$0.00
Taxes / mo$280.83$280.83$280.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$158.22
HOA / mo$0.00$0.00$0.00
Total monthly$1,862.52$5,090.35$6,133.14
Cash to close$587,694$87,900$87,900