CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$331,298$331,298$486,000
Remaining term (yrs)24.424.430.0
Secondary amount$0$154,702$0
Funding fee$1,656$1,656$0
Note rate2.710%2.710%7.400%
Blended rate2.710%4.394%7.640%
1st payment$1,543.28$1,543.28$3,364.97
2nd payment$0.00$1,031.35$0.00
Taxes / mo$100.08$100.08$100.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$97.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,810.03$2,841.37$3,728.92
Cash to close$208,702$54,000$54,000