CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$212,882$212,882$517,365
Remaining term (yrs)26.326.330.0
Secondary amount$0$304,483$0
Funding fee$1,064$1,064$0
Note rate6.420%6.420%7.400%
Blended rate6.420%7.203%7.640%
1st payment$1,396.17$1,396.17$3,582.13
2nd payment$0.00$1,966.45$0.00
Taxes / mo$191.00$191.00$191.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$103.47
HOA / mo$153.00$153.00$153.00
Total monthly$1,906.84$3,873.29$4,196.27
Cash to close$361,968$57,485$57,485