CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$633,483$633,483$719,100
Remaining term (yrs)29.129.130.0
Secondary amount$0$85,617$0
Funding fee$3,167$3,167$0
Note rate6.190%6.190%7.400%
Blended rate6.190%6.525%7.640%
1st payment$3,910.27$3,910.27$4,978.90
2nd payment$0.00$642.12$0.00
Taxes / mo$316.75$316.75$316.75
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.82
HOA / mo$164.67$164.67$164.67
Total monthly$4,608.35$5,250.48$5,820.81
Cash to close$165,517$79,900$79,900