CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$223,026$223,026$481,500
Remaining term (yrs)25.325.330.0
Secondary amount$0$258,474$0
Funding fee$1,115$1,115$0
Note rate2.800%2.800%7.400%
Blended rate2.800%5.457%7.640%
1st payment$1,022.85$1,022.85$3,333.81
2nd payment$0.00$1,669.31$0.00
Taxes / mo$93.75$93.75$93.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$96.30
HOA / mo$0.00$0.00$0.00
Total monthly$1,283.27$2,952.58$3,690.53
Cash to close$311,974$53,500$53,500