CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$187,324$187,324$269,100
Remaining term (yrs)28.628.630.0
Secondary amount$0$81,776$0
Funding fee$937$937$0
Note rate6.500%6.500%7.400%
Blended rate6.500%7.260%7.640%
1st payment$1,200.93$1,200.93$1,863.19
2nd payment$0.00$613.32$0.00
Taxes / mo$111.08$111.08$111.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.82
HOA / mo$212.00$212.00$212.00
Total monthly$1,674.01$2,287.34$2,390.10
Cash to close$111,676$29,900$29,900