CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$456,436$456,436$522,000
Remaining term (yrs)26.026.030.0
Secondary amount$0$65,564$0
Funding fee$2,282$2,282$0
Note rate5.220%5.220%7.400%
Blended rate5.220%5.695%7.640%
1st payment$2,668.35$2,668.35$3,614.22
2nd payment$0.00$491.73$0.00
Taxes / mo$194.50$194.50$194.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$104.40
HOA / mo$87.00$87.00$87.00
Total monthly$3,116.51$3,608.24$4,166.79
Cash to close$123,564$58,000$58,000