CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$183,374$183,374$286,200
Remaining term (yrs)24.024.030.0
Secondary amount$0$102,826$0
Funding fee$917$917$0
Note rate2.900%2.900%7.400%
Blended rate2.900%4.732%7.640%
1st payment$882.41$882.41$1,981.59
2nd payment$0.00$685.51$0.00
Taxes / mo$125.75$125.75$125.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$57.24
HOA / mo$147.00$147.00$147.00
Total monthly$1,305.16$1,990.67$2,461.58
Cash to close$134,626$31,800$31,800