CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$207,328$207,328$310,500
Remaining term (yrs)24.724.730.0
Secondary amount$0$103,172$0
Funding fee$1,037$1,037$0
Note rate3.000%3.000%7.400%
Blended rate3.000%4.661%7.640%
1st payment$987.61$987.61$2,149.84
2nd payment$0.00$687.81$0.00
Taxes / mo$68.67$68.67$68.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$62.10
HOA / mo$54.00$54.00$54.00
Total monthly$1,260.27$1,948.09$2,484.61
Cash to close$137,672$34,500$34,500