CR

Cody Ramirez

(602) 539-2857
UMe Realty Group
Call Cody

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$203,100$203,100$378,000
Remaining term (yrs)25.325.330.0
Secondary amount$0$174,900$0
Funding fee$1,016$1,016$0
Note rate3.090%3.090%7.400%
Blended rate3.090%5.362%7.640%
1st payment$962.09$962.09$2,617.20
2nd payment$0.00$1,166.00$0.00
Taxes / mo$80.58$80.58$80.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$75.60
HOA / mo$0.00$0.00$0.00
Total monthly$1,192.67$2,358.67$2,923.38
Cash to close$216,900$42,000$42,000